IRAs provide tax-deferred or tax-free savings and offer advantages for employed individuals regardless of income level. Affinity Credit Union makes it easy for members to contribute to their IRA through payroll deductions, automatic transfers or lump sum contributions. We also offer IRA CDs, where you can invest your IRA dollars at a higher interest rate for a predetermined length of time. Put your retirement worries to rest by letting your credit union help you with your IRA plans today.
IRA Certificate Account, Roth IRA and Coverdell Education Savings Account Rates
IRA
Minimum*
Interest Rate
APY**
Compounded
& Credited
6 month
$1,000
0.60%
0.60%
Quarterly
12 month
$1,000
0.80%
0.80%
Quarterly
18 month
$1,000
0.99%
1.00%
Quarterly
24 month
$1,000
1.24%
1.25%
Quarterly
36 month
$1,000
1.75%
1.75%
Annually
Roth IRA
$100
1.24%
1.25%
Monthly
Coverdell Education
$50
0.99%
1.00%
Monthly
IRA Share
0.75%
0.75%
Monthly
*Minimum to open and to earn the advertised APY
**Annual Percentage Yield
The interest rate and APY are set forth above. Rates are subject to change daily. The interest rate and APY are fixed and will be in effect for the term of the account. Penalty may be imposed for early withdrawal.
Start getting tax benefits today!
Open an IRA Account at either of our convenient branches or online:
