<![CDATA[Affinity Credit Union News Feed]]> en-us info@affinitycuia.org support@dwebware.com Wed, 08 Sep 2010 18:58:41 CST Wed, 08 Sep 2010 18:58:41 CST 60 http://www.affinitycuia.org <![CDATA[Chain of Hearts benefits CMN]]> Help us make a chain of hearts to benefit Children's Miracle Network and the University of Iowa Children's Hospital.  Purchase your heart or link at any Affinity Credit Union location between now and September 21, 2010.

 

Hearts are $3.00 each

Links are $1.00 each

 

Proceeds benefit Children's Miracle Network.

 

]]> info@affinitycuia.org Wed, 18 Aug 2010 00:00:00 CST <![CDATA[Affinity Receives Member Recognition]]> It is great to see that others in financial services recognize our efforts to provide our members the best value and service.   Check out the video from Tyler Osby of The Tyler Osby Team.  Thanks, Tyler for sharing this with us!

 

 

 

If you are interested in purchasing a new or used vehicle, or in refinancing your current loan from another lender, now is the time!  Rates are as low as 3.50% APR* on new and used vehicle loans.  Plus, when you finance at Affinity we'll give you the first 90 days with no payments!

 

Apply online today or contact a credit union representative at 1-866-484-2290.

 

*Annual percentage rate.  Qualified credit.  Restrictions may apply. Interest continues to accrue during the 90 days.

]]> info@affinitycuia.org Mon, 02 Aug 2010 00:00:00 CST <![CDATA[Holiday Closing]]> We will be closed Monday, September 6, 2010, in observance of Labor Day.  On behalf of Affinity Credit Union Board of Directors and staff we would like to wish you a safe and enjoyable holiday.

]]> info@affinitycuia.org Sun, 01 Aug 2010 00:00:00 CST <![CDATA[NEW Fraudulent Phone Calls]]> A new string of vishing attacks is targeting credit union member.  The caller leaves a message stating your debit card has been closed and in order re-open the card you must call the number provided and enter your card number and PIN.  These calls are fraudulent.  Do not return any of these phone calls or give out your card number or PIN. 

 

Affinity Credit Union will never ask for your card or personal information via phone or e-mail solicitation.  If you have responded to these phone calls and entered your information, please contact us immediately at 1-800-343-1028.

 

  

Click here for a list of all of our current fraud alerts.

]]> info@affinitycuia.org Tue, 20 Jul 2010 00:00:00 CST <![CDATA[No Payments For 90 Days on Auto Loans]]> When you finance your new or used auto loan at Affinity Credit Union, you'll be payment free for 90 days. Plus, with rates as low as 3.50% APR your savings will continue to grow.

 

Apply online today or contact a loan officer for all the details!  Hurry, this offer expires soon!

 

 

 

 

 

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  New money only.  Auto payment required.  Interest will continue to accrue over the 90 days.  Rates and terms subject to change.  Payment example:  pay just $18.30 per month for every $1000 borrowed at 3.50% APR on a 60 month term.

]]> info@affinitycuia.org Mon, 21 Jun 2010 00:00:00 CST <![CDATA[Switch Your Accounts To Affinity With Ease]]> Affinity makes it easy to switch your accounts to Affinity Credit Union from another financial institution with the Affinity Express Switch Kit.  Simply fill out information about your current financial institution and any ACH payments or direct deposit you would like to move to your Affinity accounts and the switch kit will automatically generate letters to the companies you entered with the information needed to switch your accounts.  All you have to do is print the letters and drop them in the mail.  The switch kit also contains a checklist so you don't forget anything.

 

You must have a current membership with Affinity in order to complete the switch kit.  If you are not a current member, fill out our online membership application and a member service representative will contact you.

 

 

If you are a current member of Affinity Credit Union, click on the Affinity Express logo to start switching all your accounts to Affinity!  You may also click here to get started.

 

 

]]> info@affinitycuia.org Wed, 02 Jun 2010 00:00:00 CST <![CDATA[Discounted Adventureland Tickets]]> All summer long Affinity Credit Union is teaming up with Adventureland to offer you discounted tickets for the 2010 season.  Tickets are available at each credit union location for $24 each, which is a $9.00 savings over the regular ticket price.  The tickets include admission to the new Adventureland Bay Water Park. 

 

Proceeds are contributed to the Credit Union Political Action Committee.  Contributions are not tax deductible. Corporate contributions are prohibited.

]]> info@affinitycuia.org Tue, 20 Apr 2010 00:00:00 CST <![CDATA[Become a Central Iowa Saver]]> Build your wealth by becoming a Central Iowa Saver.  Central Iowa Saves, an affiliate of the nationwide America Saves campaign, is a non-profit organization with a mission of creating opportunities for people with low to moderate incomes to achieve financial stability.  Affinity Credit Union is proud to partner with Central Iowa Saves to offer no-fee or low-fee savings accounts to help Central Iowans achieve their financial goals.

 

Who is a Central Iowa Saver?

Any Central Iowa resident who agrees to work toward a savings goal such as home ownership, school tuition, retirement, debt repayment, etc. 

 

What membership benefits are available?

  • No-fee or low-fee savings account
  • Free informational and motivational workshops with strategies on how to save and build wealth
  • Free one-on-one planning consultation with a budget coach
  • Free seminars by financial experts on how to pay off debts, spend less, qualify for a home mortgage, set up a retirement account, select investment/savings products and more
  • Free monthly e-mail newsletter

 

What does all this cost me?

Nothing!  Your only obligation is to develop a specific saving goal and make regular deposits to a savings account.

 

Who controls my savings account?

You do.  You open your account in your name.  Central Iowa Saves is there to advise and encourage.

 

How do I sign up to become a Central Iowa Saver?

Sign up at any Affinity Credit Union branch or online.

 

]]> info@affinitycuia.org Wed, 17 Mar 2010 00:00:00 CST <![CDATA[Credit Union Members Receive a Discount with Sprint]]> Save big with the Sprint Credit Union Member Discount Plan, part of the Invest In America program.  Credit Union members are eligible for the following discounts through Sprint:

 

  • 10% off most regularly priced Sprint service plans
  • Waived activation fee on new activations
  • Waived upgrade fees

 

Start saving today!  To learn more about the Credit Union Member Discount Plan from Sprint, visit www.sprintsave4cu.com.

 

  

 

 

]]> info@affinitycuia.org Wed, 03 Mar 2010 00:00:00 CST <![CDATA[Motorcycle Loan Rates as low as 4.95% APR]]> Hit the road on a new motorcycle.  Motorcycle loan rates are as low as 4.95% APR*, with qualified credit. 

 

Take a motorcycle license class within 90 days of receiving your loan and we will reimburse your class fee, up to $130.

 

Apply online today!  Get 24/7 instant approval with AffinityLoan.

 

 

*Annual percentage rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $18.85 per month for every $1000 borrowed at 4.95% APR with a 60 month term.

]]> info@affinitycuia.org Mon, 01 Mar 2010 00:00:00 CST <![CDATA[El Poder es Tuyo]]> Habla Español?  El Poder es Tuyo is a Spanish-language personal finance Web site dedicated to providing financial guidance to Spanish-speaking members.  The Web site contains articles, coaches, videos, worksheets and more that provide money management information for your home, family and future. 

 

El Poder es Tuyo es un sitio Web en español para sus finanzas personales que proporciona asesoría financiera a socios que hablan español.  El Sitio Web contiene artículos, consejeros, vídeos, formas interactivas y más que le proporcionan información para administrar su dinero para su hogar, su familia y su futuro.

 

El Poder es TuyoTM will help you gain a better understanding of basic money management, the U.S. banking system, and how credit unions differ from other service providers.

 

El Poder es Tuyo le ayudará a obtener una mejor comprensión sobre la administración de dinero básica, el sistema bancario de los EE.UU. y como las cooperativas de ahorro y crédito son diferentes a otros proveedores de servicios financieros.

 

Click here to access El Poder es Tuyo.

Haga clic aquí para acceder a El Poder es Tuyo.

 

 

]]> info@affinitycuia.org Thu, 18 Feb 2010 00:00:00 CST <![CDATA[We're Turning Rates On Their Heads]]> In order to help our members in these tough economic times we are lowering our MasterCard® Gold rate to 9.90% APR*.  This is a fixed rate so unlike many national card issuers your rate will never increase.

 

So, if you are like most Americans and carry more than one credit card, now is the time to save by transferring your high interest card balances to our MasterCard Gold with a low rate of only 9.90% APR.  Plus, our cards have no annual fee and a 25 day grace period on purchases.

 

Click here to download a MasterCard application or contact a loan officer at 1-800-343-1028!

 

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.

MasterCard Disclosure

Cardholder Agreement

]]> info@affinitycuia.org Mon, 14 Dec 2009 00:00:00 CST <![CDATA[National Grant Award]]> Affinity was awarded an Innovation Grant for nearly $40,000 from the National Credit Union Foundation to launch a prepaid reload card program specifically designed to serve area Hispanics. Affinity is one of only 13 credit unions nationwide which received funding for 2009.

 

Click here to read the full press release.

]]> info@affinitycuia.org Thu, 29 Oct 2009 00:00:00 CST <![CDATA[What Makes Affinity Stand Apart? Watch Our Newest Video!]]> Affinity Credit Union is a unique financial institution that stands apart from the rest.  To see what makes us a distinctive cooperative check out our latest video "The Tour".

 

 

]]> info@affinitycuia.org Thu, 20 Aug 2009 00:00:00 CST <![CDATA[Free Debt Analysis]]> If you are in over your head in debt or just want to make sure you are on the right path to managing your debt successfully, get a free debt analysis through Debt in FocusTM.

 

Debt in Focus is an anonymous, free debt management website that allows consumers to be smarter about managing their debt.  The application is simple to use and avoids confusing financial jargon so you get information you understand and can put to use.

 

Getting starting is simple...just answer a few questions about your income and current debt and within a few minutes you will get a customized payment plan with graphs, budget basics, life stage tips, a personal action plan and more!

 

Get started now! Remember all of your information is completely anonymous.  If you don't have time to finish or want to save your results you can come back at a later time by entering the provided revisit ID.

 

]]> info@affinitycuia.org Tue, 07 Jul 2009 00:00:00 CST <![CDATA[Reloadable Pre-Paid Visa Cards Now Available]]> Affinity reloadable pre-paid Visa® cards are now available!  Since the cards have the ability to have funds reloaded to them at any time, they are great for traveling, kids in college or everyday purchases. 

 

The cards are safer than carrying large sums of cash because they are replaceable if lost or stolen, and offer greater convenience than writing a check.  Plus, you can opt to have your paycheck direct deposited onto the card, eliminating expensive check cashing fees. 

 

Enjoy the convenience of a checking account, without worrying about overdraft fees.  The cards are accepted almost anywhere Visa debit is accepted and you can access funds at ATMs nationwide.

 

Order your Affinity reloadable pre-paid Visa card today at either credit union location!*

 

 

 *Reload card is subject to monthly fees. Go to www.atirareload.com for more information.

]]> info@affinitycuia.org Wed, 27 May 2009 00:00:00 CST <![CDATA[Change your Visa® Check Card PIN]]> The latest in member convenience is here!  You now have the ability to change your PIN for your Visa® Check Card.  Changing your PIN is simple:  just bring your check card in to either location and see a member service representative.  Make sure to have a four digit number in mind when you bring in your card.

 

You will need to bring in the actual card that you would like the PIN changed for.  There is no charge to change your PIN and your new PIN will be carried over to any re-issued cards you receive.  You do not need to know your current PIN in order to change it.

]]> info@affinitycuia.org Thu, 02 Apr 2009 00:00:00 CST <![CDATA[Banking on the Go!]]> Not in front of a computer?  No problem!  You can access your accounts right from your mobile device!  Our mobile banking site is specifically designed for your mobile device and allows you to check your balances and account history, see if a check has cleared, make a transfer, or put a stop payment on a check.

 

Mobile banking is perfect for your busy lifestyle.  Log on to our mobile banking Website from your mobile device at https://online.affinitycuia.org/mobile.wml.

 

Note:  The mobile banking Website will only work from a mobile device, not a home or an office computer.

]]> info@affinitycuia.org Thu, 12 Mar 2009 00:00:00 CST <![CDATA[Get Driven...to Invest in America]]>  

 

 

 

Affinity Credit Union has teamed up with GM to help our members Invest in America. All eligible current and new members have the unique opportunity to get a great discount on a new vehicle from GM. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. Depending on your choice, you could save up to thousands of dollars.

  

Start driving your discount. Be sure to get pre-approved before heading out to the dealerships. For more information on Invest in America, visit LoveMyCreditUnion.org. You can also click on the banner below for more information on the credit union discount.

 

Click here to apply online today with 24/7 loan approval!

 

 

                                                                    

GM Discounts       

  

]]> info@affinitycuia.org Mon, 15 Dec 2008 00:00:00 CST <![CDATA[Deposit Insurance Increase]]> Have peace of mind knowing your deposits are federally insured through the National Credit Union Share Insurance Fund (NCUSIF), up to $250,000, and is backed by the full faith and credit of the U.S. government and managed by the NCUA, a U.S. government agency.  Not one penny of insured savings has ever been lost by a member of a federally insured credit union.

 

Effective October 3, 2008, through December 31, 2013, your share insurance was increased to $250,000 compared to the standard $100,000 and IRAs will remain at $250,000 through the NCUA.

 

Affinity Credit Union has purchased additional share insurance though the Excess Share Insurance Corporation (ESI), a subsidiary of American Share Insurance, the nation's largest private deposit insurer.  ESI provides members up to $250,000 in coverage, in addition to the $250,000 protection of the NCUA.  Your accounts are automatically qualified for this extensive coverage, there is no need to sign up and there is no cost to you!

 

With both insurance coverage agencies, your deposits are insured up to $500,000 for regular savings ($250,000 from NCUA and $250,000 from ESI) and $500,000 for IRAs ($250,000 from NCUA and $250,000 from ESI), the highest combination of federal/private deposit insurance available.

 

With reports in the news of some financial institutions facing losses and other problems due to subprime mortgage lending and the credit crunch, we'd like to reassure you that Affinity Credit Union remains strong, safe, and secure. 

 

Our sound lending practices and service-oriented policies allow us to continue to prosper even during troubled economic times.  Our deposit growth is at 17.50%, loan growth is at 10.21% and our net worth ratio is at 9.63, which indicates a very strong and prosperous credit union.  We have also increased our assets to over $57 million.

 

Detailed information about NCUA insurance, as well as a calculator you can use to estimate your coverage, is available at the NCUA Web site, http://www.ncua.gov/.  If you have further questions you can call the NCUA Insurance Call Center at 1-800-755-1030, ext. 1.

 

 

]]> info@affinitycuia.org Tue, 18 Nov 2008 00:00:00 CST <![CDATA[Who Is The Little Guy?]]> The Little Guy represents credit unions' 90 million members.  They're hardworking women and men from all walks of life who are often overlooked by traditional financial institutions.  Teachers.  Small business owners.  Soldiers.  Hill Staffers.  The list goes on and on.

 

Banks continue to spend big bucks to persuade Congress to nix the benefits that help non-profit credit unions.  The Little Guy campaign was created to illustrate the key differences between banks and credit unions and provide our members with a BIG voice on Capitol Hill.

 

To learn more about the Little Guy and what he's doing to make a difference on Capitol Hill visit, www.IowaCreditUnions.com/TheLittleGuy.  You can watch him in action on Capitol Hill, compare banks and credit unions, and even create your own Little Guy! 

 

 

]]> info@affinitycuia.org Thu, 06 Nov 2008 00:00:00 CST