Affinity Credit Union
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Affinity Credit Union
Rates

Rates  |  Loans

Loan Rates

Loan Specials

Auto Loan rates as low as 2.40% APR*.  Plus, no payments for 90 days. Click here for details.  Apply online today!

 

MasterCard® Gold rate is now a low 9.90% APR*.  Click here for details.  Apply online today!

 

Rates

 

AUTOS

Model Year Term APR* (as low as)

2012 and newer

Up to 72 months

4.20%

2012 and newer

Up to 60 months

3.20%

2012 and newer

Up to 48 months

2.90%

2012 and newer

Up to 36 months

2.40%

Used 2010-2011

Up to 72 months

5.49%

Used 2010-2011

Up to 60 months

3.49%

Used 2010-2011

Up to 48 months

2.99%

Used 2010-2011

Up to 36 months

2.74%

Used 2008-2009

Up to 60 months

6.99%

Used 2008-2009 Up to 48 months 5.99%
Used 2008-2009 Up to 36 months 4.99%
Used 2006-2007 Up to 48 months 5.75%
Used 2006-2007 Up to 36 months 5.75%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $18.06 per month for every $1000 borrowed at 3.20% APR on a 60-month term.

 

MOTORCYCLES

Model Year Term APR* (as low as)

2012 and newer

Up to 60 months

4.75%

Used 2009-2011

Up to 60 months

4.75%

Used 2008 and older

Up to 48 months

4.75%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $18.76 per month for every $1000 borrowed at 4.75% APR on a 60-month term.

 

BOAT & RVs

Model Year Term APR* (as low as)

New 2012 & newer under $20,000

Up to 60 months

4.75%

New 2012 & newer over $20,000

Up to 84 months

8.75%

Used 2009-2011 under $20,000

Up to 60 month

4.75%

Used 2009-2011 over $20,000

Up to 72 months

6.75%

Used 2005-2008 under $20,000

Up to 60 months

4.75%

Used 2005-2008 over $20,000

Up to 72 months

6.75%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $18.76 per month for every $1000 borrowed at 4.75% APR on a 60-month term.

 

HOME EQUITY

Type Term APR* (as low as)

Fixed

Up to 48 months

5.00%

Fixed

49 - 60 months

7.00%

Fixed

61 - 120 months

8.00%

Fixed

3 year balloon

5.00%

Line of Credit

Up to 15 years

5.00% variable

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $23.03 per month for every $1000 borrowed at 5.00% APR on a 48-month term.

 

LIFESTYLE

Type Term  APR* (as low as)

Signature

Up to 36 months

9.00%

Line of Credit

Up to 36 months

9.00%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $31.81 per month for every $1000 borrowed at 9.00% APR on a 36-month term.

 

SHARED SECURED

Type Term  APR* (as low as)

Share Secured

Up to 36 months

4.75%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $29.86 per month for every $1000 borrowed at 4.75% APR on a 36-month term.

 

CREDIT CARD

Type  APR*

MasterCard

11.90%

Gold MasterCard

9.90%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.

MasterCard Disclosure

Cardholder Agreement

 

 

Rates and terms shown are the best available.  Rates are based on individual credit history and may include  up to a 1.00% APR* discount for having certain relationship accounts with the credit union.  Terms may vary based on vehicle value. 

 

Rates are subject to change without notice.