Before you head to the dealer, let Affinity Credit Union give you the information you need to shop smart.  Take advantage of our new or used car loans at competitive rates and a variety of terms and payment options. Just click here to apply online.


Get Affinity Financing at the dealership!
Time for a new or used vehicle? We can now approve auto loans within minutes right at the dealership through CUDL! This program is available from 7 a.m. to midnight, 7 days a week, 365 days a year-even when Affinity is closed.


You can even get approved* in minutes before you head to the dealer with SmartApproval.  You can also download an AutoSmart app where you can get instant approval and search for car information all right in the palm of your hand. Search for CUDL AutoSmart app to download it for FREE today!

But before you make your purchase be sure to click here for CUDL AutoSMART. This is an online resource that offers valuable research tools and resources to help you make more informed, "smarter" decisions the next time you are considering a vehicle purchase. You can even build the car of your dreams through a virtual display and then compare pricing between up to three vehicles. Dealers even compete for your business!


 *Qualified credit





We also offer a full line of insurance for your protection:


Credit Insurance

Credit life pays off or reduces the eligible loan balance in the event of a member's death and credit disability makes loan payments up to policy maximum in the event of a total disability caused by covered injury or illness.


Guaranteed Asset Protection (GAP)

If your new vehicle is stolen, damaged beyond repair, or declared a total loss, the primary insurance settlement only covers the actual cash value of the vehicle and not what's owed on the loan.  GAP helps pay the difference between a vehicle's actual cash value and the member's loan balance, which could add up to thousands of dollars.


Mechanical Repair Coverage

This coverage pays for covered repairs when an unexpected breakdown occurs even after the manufacturer's warranty expires.  This coverage is accepted at thousands of repair centers across the country. 


TruStage™ Auto & Home Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.



TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


The products offered: (1) are not federally insured; (2) are not obligations of the credit union; (3) are not guaranteed by the credit union or any affiliated entity; (4) involve investment risks, including the possible loss of principal; and (5) if applicable, are being offered by an employee who serves both functions of accepting members' deposits and the selling of nondeposit investment products.






Whether you're buying, selling or trading, N.A.D.A. offers you information and new and used vehicle pricing for all types of cars, trucks, SUVs, motorcycles, boats, classic cars, recreation vehicles, and manufactured homes. Click here to visit


Affinity Credit Union has partnered with Enterprise Car Sales to offer you a FREE CARFAX® detailed report on a used car or truck. A report may include:

  • Title information, including salvaged or junked titles
  • Flood damage history
  • Total loss accident history
  • Odometer readings
  • Lemon history
  • State emissions inspection results
  • Number of owners
  • Service records
  • Lien activity
  • Vehicle use (taxi, rental, lease, etc.)

To obtain your FREE CARFAX® report contact Darin Schmidt at 515.201.1853.




Affinity Credit Union is a proud partner with 

Enterprise Car Sales

At Enterprise, you'll receive haggle-free buying and worry-free ownership!


Here are just a few of the benefits of purchasing with Enterprise:

  • 12 Month/12,000 mile limited powertrain warranty
  • Free CARFAX Reports
  • 7-Day Repurchase Agreement

For more information, about this partnership, contact us at 515.288.7225 or contact 

Darin Schmidt with Enterprise Car Sales: