Visa® Check Card

Kick the habit of writing a check with a Visa check card from the credit union. The check card gives you the convenience of using a credit card, but your purchases are deducted directly from your checking account. There is no annual fee and since your purchase comes directly from your checking account, there are no finance charges to pay. You must have a checking checking account to receive a debit card.


The check card can also be used to withdraw cash 24 hours a day at ATM machines worldwide.


Protect yourself while shopping online.
Verified by Visa

Once you establish your password, every time you pay online at participating retailers you will be asked to enter your secure password before being allowed to continue with the transaction.


Visa Zero Liability
If your Visa Check Card is lost or stolen immediately call us at 1-800-343-1028 or 1-800-472-3272. We will close your card and reissue you a new card. With Visa's Zero Liability policy you are protected from all unauthorized transactions on your card. Visa's Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. For more information on Visa's Zero Liability policy click here.


For all other transactions not covered by Visa's Zero Liability policy your liability is as follows: if you tell us within two business days that your card/code has been lost or stolen, you can lose no more than $50 if someone used your card/code without your permission. If you do not tell us within two business days of your loss or theft of your card/code, and we can prove we could have stopped someone from using your card/code without your permission had you told us, you could lose as much as $500.


Fraud Detection 

Protecting you from unauthorized use of your debit card is one of our top priorities at Affinity Credit Union. Should we discover transactions that appear to be suspicious on your account, based on your previous card usage, you will receive a call from either of the numbers noted below. To ensure we can reach you promptly please make sure we have current contact information on file including primary phone number, secondary phone number and address.


Always use caution when providing your debit card information. If you suspect your debit card has been lost, stolen or compromised contact us immediately at 1-800-343-1028 or 1-800-262-2024.


For signature based transactions - identified as Affinity Credit Union fraud department or card services



For PIN based transactions - identified as Affinity Credit Union or a Shazam R.A.D.A.R specialist



After hours numbers to call:

Lost/Stolen - 1-800-472-3272

Fraud - 1-800-262-2024

Activate - 1-866-333-9337


Apply for a Visa Check Card today at either of our convenient branches or online: Open an Account