*The fee is imposed for overdrafts created by checks, in-person withdrawals, or by other electronic means.
The maximum benefit for Privilege Pay is $500, including the fees. Each item paid by Privilege Pay will be charged a fee of $25.00.* If you have exhausted your Privilege Pay limit any items attempting to clear your account will be returned as insufficient. In addition, if you have a loan that is delinquent, your Privilege Pay will be suspended until the loan is brought current. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will have up to 16 days to bring the account to a positive balance or your Privilege Pay will be suspended until the account is brought to a positive balance.