SAVINGS/CHECKING


 Share Membership 
 $25.00
 Holiday Account
 $10.00 each early withdrawal
 Account Closure
 $25.00 if in the first 6 months

 Non-Sufficient Funds 

 $25.00

 Privilege Pay*

 $25.00

 Teller Check Stop Payment

 $25.00 plus tax

 Draft/ACH Stop Payment

 $25.00 plus tax

 Bill Pay Stop Payment

 $25.00 plus tax

 Copy of Check

 $3.00 plus tax or free on Internet

 Balancing

 $20.00 per hour

 Prestige Minimum Balance

 $500.00

 Prestige Monthly Fee

 $5.00 if below minimum 

 Totally Fee Free Account

 FREE

 eGreen Rewards

 $10.00 if requirements not met 
(See disclosure for requirements)

 

ATM/DEBIT

 

 Monthly Fee

 NONE

 Inquiries

 $1.00

 Transaction Fees

 10 free/$1.00 each after

 Replacement Cards

 $5.00

 Point of Sale Transactions

 FREE

 Replace PIN

 $5.00

 Privilege Pay*

 $25.00

 ATM Deposit Error

 $10.00

 Empty Envelope Deposit

 $25.00

 

DEPOSITED CHECK RETURNS

 

 Written by Member

 $25.00 

 Written to Member from Other

 $25.00

 Fraudulent Deposits

 $25.00

 

DOMESTIC WIRES

 

 Incoming

 $6.00

 Outgoing

 $20.00

 International

 $45.00

   

MISCELLANEOUS

 

 Teller Check

 $2.00

 Member Check To Teller Check

 $25.00

 Cashier's Check

 $5.00

 Account Printout

 $1.00 per month

 Statement Copy

 $5.00 per month

 Account Research

 $35.00 per hour

 Account Closure Fee

 $25.00 if in first six months (youth 17 and under exempt)

 Incorrect Address Fee

 $5.00 per month 

 Notary Service

 FREE

 Signature Guarantee

 FREE

 Check Cashing

 Members/Non-Members

 (youth 17 and under exempt)

 $5.00 if total balances are less than $100.00 with no 

 additional services

 Over $500.00-1% of the check amount

 Maximum of $20.00

 Fax - Local

 $1.00 per page

 Fax - Long Distance

 $2.00 per page

 Photocopies

 First page free, $0.25 per each additional page

 Garnishments/Levies

 $25.00

 Child Support Levies

 $10.00

 Phone Transfers

 $1.00

 Coin Counting $100-$250

 $1.00

 $251-$500
 $2.50
 Over $500
 $5.00

 Third Party Account Verifications

 $10.00

 Voice Response

 FREE

 Online Banking

 FREE

 Online Bill Payment

 FREE

 Online Mobile App

 FREE

 Holiday Account

 $10.00 each early withdrawal

 

SAFE DEPOSIT BOXES

 

 3 x 5 

 $25.00 

 3 x 10

 $40.00

 5 x 10

 $60.00

 10 x 10

 $100.00

 Key Replacement 

 $25.00

 Drill Box

 Billing Cost


PREPAID CARDS (GIFT & RELOAD)

 ATIRA VISA® Gift cards 

 $3.00

 ATIRA VISA® Reloadable

 $3.00

 Non-Members
 $10.00
  Refer to Terms and Conditions for additional fees

MASTERCARD®

 Standard MasterCard® 

 No Annual Fee

 Gold MasterCard®

 No Annual Fee

 Share Secured
 No Annual Fee
 Late Payments
 Up to $10.00
 Returned Payments
 Up to $20.00
 Cash Advances
 $1.00 each at ATM
 Foreign Transaction
 1% of transaction in U.S. dollars

 

*The fee is imposed for overdrafts created by checks, in-person withdrawals, or by other electronic means.


The maximum benefit for Privilege Pay is $500, including the fees. Each item paid by Privilege Pay will be charged a fee of $25.00.* If you have exhausted your Privilege Pay limit any items attempting to clear your account will be returned as insufficient. In addition, if you have a loan that is delinquent, your Privilege Pay will be suspended until the loan is brought current. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will have up to 16 days to bring the account to a positive balance or your Privilege Pay will be suspended until the account is brought to a positive balance.