If your current checking account charges and minimum balance requirements are eating away at your budget, open an Affinity Credit Union checking account - keep more of what you earn. 

 

Conventional Checking Account

The conventional checking account can be opened with a low minimum deposit of $20.  A conventional checking account does not earn dividends.

 

Features include:

  • No monthly fees
  • No minimum monthly balance requirement
  • Write unlimited number of checks each month
  • Free online banking with bill pay

 

Click here to view the notice of expiration on temporary insurance coverage.
 

 

Prestige Checking Account

The prestige checking account allows members to earn dividends on their average daily balance of $500.

 

Features include:

  • $500 monthly minimum balance requirement
  • Dividends paid monthly on balances over $500
  • $5.00 monthly fee if balance falls below $500
  • Write unlimited number of checks each month
  • Free online banking with bill pay

 

 

 

Affinity Credit Union is excited to announce a checking account that lets you go green while earning green! The account pays you for using electronic services. You will earn 2.50% APY* each month on balances up to $25,000 if you meet the requirements each month.
 

Monthly requirements:

  • 15 debit card transactions greater than $10
  • A direct deposit total greater than $500
  • E-statements
  • 2 bill pay transactions
  • No loan more than 30 days past due
     

If all requirements are met each month you receive the following reward:

  • 2.50% APY on balances $0.1 - $25,000
  • 0.50% APY on balances $25,001+
  • Refund ATM fees up to $10

 

If requirements are not met each month there will be a $10 fee and 0.10% APY*.

 

*APY is Annual Percentage Yield. 2.50% APY paid on balances between one penny and $25,000, and 0.50% APY paid on the portion of the balances above $25,000 each month that the minimum requirements are met. The minimum balance is $0.01 in order to earn APY. In addition, fess generated by ATMs will be refunded up to $10 if the requirements are met. The 15 or more debit card transactions includes signature and PIN-based transactions and must be greater than $10. The transaction must post to your account during the qualifying month to be included. If the requirements are not met, 0.10% APY will be paid on balances, ATM fees will not be refunded, and there will be a $10 fee posted to the account. Rates may change after the account is opened.  APY accurate as of the last dividend declaration date. Fees may reduce earnings on the account. Limit one account per individual. Personal accounts only. Members will automatically qualify during the month they open their eGreen Rewards account.
 

Open a checking account today at either of our convenient branches or online: Open an Account 

 

Affinity makes it easy to switch your accounts to Affinity Credit Union from another financial institution with the Affinity Express Switch Kit.  Simply fill out information about your current financial institution and any ACH payments or direct deposit you would like to move to your Affinity accounts and the switch kit will automatically generate letters to the companies you entered with the information needed to switch your accounts.  All you have to do is print the letters and drop them in the mail.  The switch kit also contains a checklist so you don't forget anything.

 

You must have a current membership with Affinity in order to complete the switch kit.  If you are not a current member, fill out our online membership application and a member service representative will contact you.

 

 If you are a current member of Affinity Credit Union, click here to get complete the Affinity Express Switch Kit.

  

Overdraft Protection

Affinity Credit Union offers members the opportunity to sign up for overdraft protection. Just keep some money in your savings account and we'll automatically transfer your savings money to cover any bouncing checks so you can avoid a return check fee. Members receive three free transfers per month.

 

Check Reorders

Click here to order checks online directly with Harland Clarke, Affinity's check provider, for faster check processing. You must have your reorder number to use this link. If you are placing your order for the first time or do not have your reorder number, please contact a member service representative at 1-800-343-1028 to order your checks.