Platinum MasterCard® and Onyx MasterCard®

With low rates and no annual fee the possibilities are endless. Your Affinity Credit Union MasterCard is accepted at over 14 million locations worldwide to pay for almost anything. They also contain the EMV chip for enhanced security. You can also use your card to obtain cash at thousands of financial institutions worldwide. Compare the Affinity Credit Union MasterCard terms to the high interest rates and annual fees you currently paying and we are confident you will find the credit union offers a better deal.


Credit Card APR*
Platinum MasterCard 11.90%
Onyx MasterCard 7.75%


Click here for all disclosures.

Click here for information on our new EMV MasterCards.


Affinity offers online services to manage and protect your credit card account.

View real time MasterCard information, pay your bill and view statements. 


Protect yourself while shopping online.
MasterCard SecureCode®. Once you establish your password, every time you pay online at participating retailers you will be asked to  enter your secure password before being allowed to continue with the transaction.

MasterCard's Zero Liability

If your MasterCard is lost or stolen immediately call Card Services at 1-800-234-5354. They will close your card and reissue you a new card. With MasterCard's Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily used for business, commercial, or agricultural purposes. For more information MasterCard's Zero Liability policy click here.


Affinity Credit Union Account Agreements

New account agreements can be viewed (in pdf) using the link below. To request a copy of your existing account agreement please call 1-800-343-1028.


Click here to view the cardholder agreement.


Click here to apply for a MasterCard.