Individual Retirement Account (IRA), Roth IRA and Coverdell Education Savings Account

IRA contributions are made easy through payroll deductions, automatic transfers or lump sum contributions. We also offer IRA-CDs, where you can invest your IRA dollars at a higher interest rate for a predetermined length of time. Put your retirement worries to rest by letting your credit union help you with your IRA plans today. IRA accounts are insured to at least $250,000 by the NCUA.


IRA Minimum* Interest Rate APY** Compounded
& Credited
6 month $1,000 0.15% 0.15% Quarterly
12 month $1,000 0.40% 0.40% Quarterly
18 month $1,000 0.50% 0.50% Quarterly
24 month $1,000 0.85% 0.85% Quarterly
36 month $1,000 1.00% 1.00% Annually
Roth IRA $100 1.24% 1.25% Monthly
Coverdell Education $50 0.99% 1.00% Monthly
IRA Share $5,000 0.10% 0.10% Monthly
  $10,000  0.20%  0.20%  Monthly 
  $25,000  0.25%  0.25% Monthly 
  $100,000+  0.25%  0.25%   Monthly 

*Minimum to open and earn the advertised APY

**Annual Percentage Yield

APY is accurate as of October 1, 2013.
The interest rate and APY are set forth above. Rates are subject to change daily. The interest rate and APY are fixed and will be in effect for the term of the account. Penalty may be imposed for early withdrawal.


Open an IRA account today at either of our convenient branches or online: Open an Account