• Loans
  • Debt Protection and Auto Insurance

Protect yourself, protect your family, and protect your assets with Affinity Credit Union's debt protection.


Debt Protection

Ask your loan officer about protecting your loan payments. MEMBER'S CHOICE™ Borrower Security is a voluntary loan-payment protection product that helps preserve your family's standard of living. It helps give you relief from financial burdens if a protected life event such as a disability, loss of life, or involuntary unemployment happens to you.


Your purchase of debit protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of debt protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.


Guaranteed Asset Protection (GAP)

When you buy a new or used vehicle, there's no way to know if it will be stolen or totaled in an accident.  With Guaranteed Asset Protection, you're helping protect your investment and yourself against possible financial loss.  GAP will help pay the difference between what you owe on your loan and the value of your vehicle if it is stolen or totaled in an accident.


Mechanical Repair Coverage (MRC)

It's hard to anticipate vehicle repairs and maintenance.  Budgeting for this can be difficult and tie up funds earmarked for other needs.  MRC will help pay for repairs on your vehicle, and give you the control to keep your car on the road where it should be.


TruStage™ Auto & Home Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today! Call 1-855-483-2149.



TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.




*Insurance policies are not obligations of, deposit in, or guaranteed by Affinity Credit Union or any affiliate, and are not federally insured. Approval of any loan application will not be affected by your choice of insurer, agent, or broker.


The products offered: (1) are not federally insured; (2) are not obligations of the credit union; (3) are not guaranteed by the credit union or any affiliated entity; (4) involve investment risks, including the possible loss of principal; and (5) if applicable, are being offered by an employee who serves both functions of accepting members' deposits and the selling of nondeposit investment products.