• Loans



Great Rates. Always. 

Our commitment to you and a key benefit you receive as a credit union member. Lower loan rates and members-first service make getting a loan through Affinity a smart choice. It's simple, convenient, and quick to obtain a flexible loan for almost any purpose.


We offer loans for many needs:


We offer a full line of protection:

The products offered: (1) are not federally insured; (2) are not obligations of the credit union; (3) are not guaranteed by the credit union or any affiliated entity; (4) involve investment risks, including the possible loss of principal; and (5) if applicable, are being offered by an employee who serves both functions of accepting members' deposits and the selling of nondeposit investment products.


Click here to apply for a loan today!


Online Loan Payments

Need to make a loan payment with a credit/debit card? We've made making your payment online easy with our new online loan payment center. Get started by clicking here and enter your account and loan number. On your first log in just add your account information and skip the password field. Once you are logged on it will ask you to create a password.


Click here for a How to Guide


Click here for FAQs


Other loan payment options Include:

  • Auto-transfers from your Affinity checking or savings account that an employee sets up for you or you can set them up from through online banking.
  • Transfer funds from your Affinity checking or savings account through online banking or with AffinityLine voice response system.
  • Transfer from other financial institutions to your Affinity account via ACH.
  • Pay at any of our locations, including any of our 5,000 plus branch locations.

Free Credit Reports

Consumers need to know where their credit stands... and what their score means when applying for loans. We advise our members to monitor their credit on a regular basis. You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies - Equifax, Experian and TransUnion.

You can order all three reports at the same time or you can stagger them out over the 12 month period. The advantage to ordering all three at the same time is that you can compare them. On the other hand, the advantage of ordering one now and others later (one every four months) is you can keep track of any changes or new information that may appear on your credit file.


To order your free reports from AnnualCreditReport.com click here. Credit reports requested online are viewable immediately upon authentication of identity.




You have the right to a free credit report from

AnnualCreditReport.com or 877-322-8228, the only authorized

source under federal law.