Platinum MasterCard® Credit Card Disclosure
Interest Rate and Interest Charges
Annual Percentage Rate (APR) for Purchases
Based on your credit worthiness and other factors.
APR for Balance Transfers*
APR for Cash Advances
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge
If you are charged interest, the charge will be no less than $0.50.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about the factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau.
- Free Balance Transfer
- Cash Advance - $1 per transaction for cash advances at an ATM
- Foreign Transaction - 1% of each transaction in U.S. dollars
- Late Payment - Up to $10
- Returned Payment - Up to $20
How we calculate your balance:
We use a method called "average daily balance" (including new purchases).