Smart Option Student Loan 

Whether you’re furthering your education or you’re a parent who’s sending a child off to college, you want to find the most affordable student loan options. It can be a worrisome task to sort through all of the information about student loans that’s out there, especially with college costs continuing to increase. Don’t worry! Affinity offers an option for students to help you pay for college the smart way.

An Ideal Student Loan Option

Affinity Credit Union’s Smart Option Student Loan® by Sallie Mae® is the ideal student loan option to help students pay for their college expenses. This loan can be used to supplement expenses that won’t be covered by scholarships or federal loans.

How the Smart Option Student Loan Works

This loan option for students offer competitive rates and three repayment options. Repayment options include a deferred payment option, fixed repayment option and interest repayment option. Are you wondering how you can lower your interest rate while you’re still a student? Making scheduled monthly payments while you’re enrolled could help you receive a 0.25 percentage point interest rate reduction.

Furthermore, depending on how much money you need to pay for tuition, books or living, you can borrow up to 100 percent of the school-certified cost of attendance.

Benefits of the Affinity Smart Option Student Loan

There are a variety of benefits that come with the Smart Option Student Loan®. Here are a few:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing students with even more flexibility.
  • No origination fee and no repayment penalty.
  • Rewards and interest rate reductions are available.
  • Rates that reward creditworthy borrowers.
  • Applying with a creditworthy cosigner may help you qualify.
  • Student Loan Specialists are based in the United States.

Ready to Gear Up For College?

Don’t let the fear of student loans take away your college bound excitement. Talk to an Affinity Member Service Officer to learn more about this student loan option and how it can benefit you and your studies. Know that this is the loan for you? Apply for the Smart Option Student Loan today. Applying is easy and only takes about 15 minutes!