IRA Certificate Accounts, Roth IRA and Coverdell Education Savings Account Rates

 

IRA Minimum* Interest Rate APY** Compounded
& Credited
6 month $1,000 0.15% 0.15% Quarterly
12 month $1,000 0.20% 0.20% Quarterly
18 month $1,000 0.35% 0.35% Quarterly
24 month $1,000 0.50% 0.50% Quarterly
36 month $1,000 0.75% 0.75% Annually
Roth IRA $100 1.24% 1.25% Monthly
Coverdell Education $5,000 0.20% 0.20% Monthly
  $10,000  0.30%  0.30%  Monthly 
  $25,000  0.35%  0.35%  Monthly 
  $100,000+  0.40%  0.40%  Monthly 
IRA Share $5,000        0.10% 0.10% Monthly
  $10,000  0.20%      0.20%  Monthly 
  $25,000  0.25%  0.25%  Monthly 
  $100,000+  0.25%  0.25%  Monthly 

*Minimum to open and earn the advertised APY

**Annual Percentage Yield
The interest rate and APY are set forth above. APY is effective as of         March 1, 2014. Rates are subject to change daily. The interest rate and APY are fixed and will be in effect for the term of the account. Fees may reduce any earnings on the account. Penalty may be imposed for early withdrawal.