Loan Rates

Loan Specials

Auto & Truck Loan rates as low as 1.74% APR*.  Click here for details.  Apply online today!

 

MasterCard® Gold rate is now a low 7.75% APR*.  Click here for details.  Apply online today!

 

Rates

 

AUTOS

        

2011 & newer

With terms up to 72 months and APR* as low as 1.74%

2009-2010 With terms up to 60 months and APR* as low as 1.99%
2007-2008 With terms up to 48 months and APR* as low as 2.99%
2006 & older With terms up to 36 months and APR* as low as 5.00%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $28.53 per month for every $1000 borrowed at 1.74% APR on a 36-month term.

 

MOTORCYCLES

 
2011 & newer         With terms up to 72 months and APR* as low as 2.99%

2009 & 2010

With terms up to 72 months and APR* as low as 3.24%

2007 & 2008 With terms up to 60 months and APR* as low as 3.74%
2006 & older  With terms up to 48 months and APR* as low as 5.00%

Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $29.08 per month for every $1000 borrowed at 2.99% APR on a 36-month term.

 

BOAT & RVs

Model Year Term APR* (as low as)

New 2010 & newer under $20,000                        

Up to 60 months

5.00%

New 2010 & newer over $20,000

Up to 84 months

5.00%

New 2010 & newer over $30,000 

Up to 120 months

5.00%

Used 2006-2009 under $20,000

Up to 60 months

5.00%

Used 2006-2009 over $20,000

Up to 72 months

5.00%

Used 2006-2009 over $30,000

Up to 120 months

5.00% 

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $18.88 per month for every $1000 borrowed at 5.00% APR on a 60-month term.


HOME EQUITY
Type Term APR* (as low as)

Fixed

Up to 5 years

3.99%

Fixed

Up to 7 years

4.74%

Fixed     Up to 10 years 5.74% 
Line of Credit Up to 15 years 5.00% variable

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $18.42 per month for every $1000 borrowed at 3.99% APR on a 5 year term. Property insurance is required.

 

LIFESTYLE

Type Term  APR* (as low as)

Signature

Up to 36 months

8.00%

Line of Credit

Up to 36 months

8.00%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $31.34 per month for every $1000 borrowed at 8.00% APR on a 36-month term.

 

SHARED SECURED

Type Term  APR*

Share Secured

Up to 36 months

2% above deposit APY**

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.  Payment example:  pay just $28.76 per month for every $1000 borrowed at 2.25% APR on a 36-month term.

**Annual Percentage Yield.

 

CREDIT CARD

Type  APR*

MasterCard

11.90%

Gold MasterCard

7.75%

*Annual Percentage Rate.  Qualified credit.  Restrictions may apply.

MasterCard Disclosure

Cardholder Agreement

 

 

Rates and terms shown are the best available.  Rates are based on individual credit history and may include  up to a 1.00% APR* discount for having certain relationship accounts with the credit union.  Terms may vary based on vehicle value. 

 

Rates are subject to change without notice.