IRA Certificate, Roth IRA and Coverdell Education Savings Rates

IRA Certificate - $1,000 minimum


Term

Dividend Rate

APY*

6 month** 0.45% 0.45%
12 month** 0.85% 0.85%
18 month** 1.00% 1.00%
24 month** 1.35% 1.36%
36 month*** 1.75% 1.76%

 

Roth IRA & Coverdell Education Savings


Minimum****

Dividend Rate

APY*

$5,000 0.20% 0.20%
$10,000 0.30% 0.30%
$25,000  0.35% 0.35%
$100,000+ 0.40% 0.40%

 

IRA Share


Minimum****

Dividend Rate

APY*

$5,000 0.10% 0.10%
$10,000 0.15% 0.15%
$25,000+ 0.20% 0.20%

 

*Annual Percentage Yield. The dividend rate and APY are set forth above. APY is effective as of January 1, 2018. Rates are subject to change daily. The dividend rate and APY are fixed and will be in effect for the term of the account. Fees may reduce any earnings on the account. Penalty may be imposed for early withdrawal.

**Dividends are compounded quarterly.

*** Dividends are compounded yearly. 

****Dividends are compounded monthly.

Rates subject to change without notice.