Personal Savings Accounts at Affinity Credit Union
Have you decided that it’s time to start putting some money aside in a personal savings account? Whether you’re saving for a special event or want to be prepared in case of an emergency, Affinity Credit Union wants to help you save.
Our Share Savings Account can be opened with a minimum deposit of only $5. Not only does this declare your membership to Affinity Credit Union, but it also entitles you to take advantage of our many other great financing services.
The deposits you make to your share savings account can be done in many ways, including:
- Direct deposits
- Payroll deductions
- Mobile deposit
- Visiting one of our branches
- By mail
- Night deposit
- Using an ATM
Members can begin to earn dividends with an average daily balance of $100 in their savings account. To keep track of dividends, we send our members detailed quarterly reports. Compounded dividends are credited monthly. Plus, at Affinity, our rates are incredibly competitive and often are much higher than banks.
Types of Savings Accounts at Affinity
We understand that one person’s savings needs will be very different than another. That’s why we offer several types of personal savings accounts outside of our share account. Take a look:
Mt. Money Savings Account for Kids
It’s important to teach kids the value of saving money early on. With our Mt. Money Youth Savings program, you can do just that. Mt. Money is a program specifically for our members between the ages of 0 - 17. Depending on a child’s age, they can open one of three savings accounts:
- Hikers: This account is for children between the ages of 0 to 6.
- Trekkers: This account is for children between the ages of 7 to 12
- The Summit: This account is for preteens and teens that are between the ages of 13 - 17.
Just like a typical savings account, these youth accounts earn dividends. To begin earning dividends, there must be $5 or more in the savings account.
If you’re interested in setting up a Mt. Money savings account for your child, visit us at one of our branches or apply online!
Holiday shopping can often empty our pockets. Be prepared for the holiday season by signing up for a Holiday Club account. Our Holiday Club offers members a structured way to regularly save money and earn a competitive dividend. By periodically depositing money into the Holiday Club account through payroll deduction or direct deposit, you can see your savings start to increase. With an Affinity Holiday Club account, Holiday Club funds will be transferred to your savings account in late October for your shopping convenience.
Are you or your family planning the vacation of a lifetime? Set money aside and save for your dream vacation with an Affinity Credit Union Vacation Club savings account. Not only will you be saving for some much deserved rest and relaxation, but your Vacation Club account will earn dividends with our competitive interest rates. You can set up a steady stream of savings with a direct deposit or automatic funds transfers.
Name Your Own Savings Account
There’s chance that you’re saving for something special. Maybe it’s a wedding, college or your dream car. No matter what it may be, you can name your own savings account at Affinity Credit Union. Like the Vacation Club savings account, you can earn dividends with an average daily balance of $100. Saving can be easy with a Name Your Own Savings Account with payroll deduction.
Open A Savings Account at Affinity Credit Union
No matter if you’re saving for a wedding, vacation, the holidays or just backup funds, Affinity Credit Union wants to help you find the right savings account to fit your needs. You can open a personal savings account today at either of our conveniently located branches or your can apply online. Start saving today!
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