Check CashingMembers/Non-Members(17 and under exempt)
Less than $100.00 – Free $100 – $500.00 – $5.00 More than $500.00 – 1% of the check amount Maximum of $20.00
Garnishments/Levies
$25.00 or legal limit
Child Support Levies
$10.00 or legal limit
Phone Transfers
$2.00
Phone Balance Inquiries
$2.00
Phone Pending ACH Inquiries
$2.00
AffinityLine Voice Banking
FREE
Online Banking
FREE
Bill Pay
FREE
Affinity Mobile
FREE
Mobile Check Deposit
FREE
Safe Deposit Boxes
3 x 5
$25.00
3 x 10
$40.00
5 x 10
$60.00
10 x 10
$100.00
Key Replacement
$25.00
Drill Box
Billing Cost
MasterCard®
Onyx/Platinum MasterCard®
No Annual Fee
Share Secured
No Annual Fee
Balance Transfers
FREE
Late Payments
Up to $10.00
Returned Payments
Up to $25.00
Cash Advances
$1.00 each at ATM
Foreign Transaction
1% of transaction in U.S. dollars
Electronic Loan Payments
Credit/Debit Card Payment Convenience Fee
Loan Payment Amount:
Less than $300.00
$10.00
$300.01 to $500.00
$15.00
$500.01 to $700.00
$20.00
More than $700.00
$30.00
Certain fees may be adjusted due to pandemic related service and access issues.
*The fee is imposed for overdrafts created by checks, in-person withdrawals, or by other electronic means.
**Fee will not apply to members under the age of 18. A monthly fee will be assessed on memberships with no activity for 90 days and less than a $100 account balance. This fee will not be applied to memberships with an active loan or credit card.
The maximum benefit for privilege pay is $500.00, including the fees. Each item paid by privilege pay will be charged a fee of $25.00.* If the privilege pay limit has been exhausted, any items attempting to clear the account will be returned as insufficient. In addition, if a loan is delinquent, privilege pay will be suspended until the loan is brought current. Whether overdrafts will be paid is discretionary and the credit union reserves the right not to pay. For example, overdrafts with a not in good standing account, as well as accounts with irregular deposits or too many overdrafts, will not be paid. 30 days are available to bring the account to a positive balance, failure to do so, will result in privilege pay being suspended until the account is brought to a positive balance.
