AUTO LOANS WITH AFFINITY

Refinance your auto loan with us and we’ll give you

$200 cash & no payments for 90 days!

It’s free to do and only takes moments to apply.

Loan Rates
Apply Online

$200 cash when you refinance with us

Make no payments for 3 full months

Rates as low as 4.99% APR*

AUTO LOANS WITH A FULL LINE OF PROTECTION

Auto loans from Affinity Credit Union can include a full line of services to protect you from the unexpected, helping you make the most of your money. Keeping you safe and on the road is what’s important to us.

Ask your Financial Services Officer about protecting your auto loan payments with a voluntary loan-payment protection product that helps preserve your family’s standard of living. It provides relief from financial burdens if a protected life event such as a disability, loss of life, or involuntary unemployment happens to you.

If your new vehicle is stolen, damaged beyond repair or declared a total loss, the primary insurance settlement only covers the actual cash value of the vehicle and not what’s owed on the loan. GAP helps pay the difference between a vehicle’s actual cash value and the member’s loan balance, which could add up to thousands of dollars.

Protect your new or pre-owned vehicle from unexpected mechanical breakdowns with a Vehicle Service Agreement and you can hit the road knowing you have the best roadside assistance and coverage available nationwide.

Features:

  • Vehicle Protection:  Pays for the costs of parts and labor during the repair or replacement of major component parts.
  • National Acceptance:  Accepted by repair facilities nationwide. 
  • Rental Reimbursement:  Provides rental coverage with no deductible if you are in need of a rental vehicle during a mechanical failure, due to covered repair work.
  • Towing Coverage:  Provides for towing reimbursement when in conjunction with the repair of a covered item.
  • Increased Resale Value:  If you sell your vehicle, the remaining coverage can be transferred to the new owner, allowing you the possibility of a higher resale price.

*Annual Percentage Rate. Qualified credit. Restrictions may apply. 4.99% valid on 2024 or newer. 90 day no pay & $200 incentive offer valid on external refinances only. Loan amount must be $10,000 or greater to qualify for $100 incentive. Offer not valid on internal refinances. There are no fees associated with refinancing an auto loan from another institution to Affinity Credit Union. Limited time offer.

Worried your credit might hold you back? Here’s how to buy a car with bad credit in Des Moines.