Auto & Truck Loan rates as low as 2.24% APR*. Apply online
Onyx MasterCard® rate as low as 7.75% APR*. Apply online
HELOC (Home Equity Line of Credit) intro rate of 0.99% APR* / as low as 4.0% APR after the intro period. Apply online
Personal/Unsecured Loan rates as low as 7.49% APR*. Apply online
RV Loan Special: rates as low as 4.49% APR for up to 144 months*. Apply online
AUTOS/MOTORCYCLES
| Model Year | Term | APR as low as* |
| 2021 & newer | 36 months | 2.24% |
| 48 months | 2.49% | |
| 60 months | 2.64% | |
| 72 months | 2.79% | |
| 84 months | 3.09% | |
| 2020 & 2019 | 36 months | 2.49% |
| 48 months | 2.64% | |
| 60 months | 2.79% | |
| 72 months | 2.94% | |
| 84 months | 3.24% | |
| 2018 & 2017 | 36 months | 2.74% |
| 48 months | 2.89% | |
| 60 months | 3.04% | |
| 72 months | 3.24% | |
| 2016 – 2013 | 36 months | 3.24% |
| 48 months | 3.49% | |
| 60 months | 3.74% | |
| 2012 & older | 36 months | 6.24% |
| 48 months | 6.74% |
RV/MARINE
| Model Year | Term | APR as low as* |
| 2020 & newer | up to 96 months | 3.99% |
| up to 144 months | 4.49% | |
| up to 180 months | 4.62% | |
| 2019 & older | up to 96 months | 4.74% |
HOME EQUITY & HELOC
| Type | Term | APR as low as* |
| Fixed | 5 years | 3.24% |
| Fixed | 10 years | 3.74% |
| Fixed | 15 years | 4.24% |
| Line of Credit | 6 month introductory | 0.99%** |
| Line of Credit | up to 15 years | 4.00% variable (prime) |
MORTGAGE RATES
Your situation is unique, and we’ll take the time to learn your story to understand your individual needs. Our mortgage expert, Tim Wells (NMLS #64375), will work with you to determine what you can comfortably afford given your preferences and income abilities.
We also offer free home loan consultations!
PERSONAL/UNSECURED
| Type | Term | APR as low as* |
| Signature | Up to 60 months | 7.49% |
| Line of Credit | Up to 60 months | 7.49% |
SHARE SECURED
| Type | Term | APR* |
| Share Secured | Up to 36 months | 2% above deposit APY** |
CREDIT CARD
| Type | APR* |
| Onyx MasterCard® | 7.75% |
| Platinum MasterCard® | 11.90% |
| *Annual Percentage Rate. Qualified credit. Restrictions may apply. Cardholder Agreement |
The rates and terms shown are the best available. Terms may vary based on vehicle value.
*AUTO LOANS – Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment Example: pay just $28.75 per month for every $1000 borrowed at 2.24% APR on a 36-month term.
*RV/MARINE – *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment Example: pay just $12.42 per month for every $1000 borrowed at 4.49% APR on a 97-month term. Minimum $20,000 loan amount to qualify for as low as rate.
*HOME EQUITY/HELOC – *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment Example: pay just $18.08 per month for every $1000 borrowed at 3.24% APR on a 5-year term. Property insurance is required. Max CLTV offered is 85%.**0.99% APR rate for the first 6 months of the loan. After that, will adjust to the prime lending rate based on a risk-based model. Floor rate of 4.00% APR and ceiling rate of 18.00% APR.
*PERSONAL/UNSECURED – *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment Example: pay just $20.03 per month for every $1000 borrowed at 7.49% APR on a 60-month term. The minimum monthly payment is $75.
*SHARED SECURED – *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment Example: pay just $28.66 per month for every $1000 borrowed at 2.05% APR on a 36-month term.**Annual Percentage Yield.
Rates effective 05/02/2022. Subject to change without notice.