Loan Specials

Auto & Truck Loan rates as low as 1.49% APR*.  Apply online

Onyx MasterCard® rate as low as 7.75% APR*.  Apply online

HELOC (Home Equity Line of Credit) intro rate of 0.99% APR* / as low as 4.0% APR after intro period.  Apply online

Personal/Unsecured Loan rates as low as 6.99% APR*.  Apply online

RV Loan Special: rates as low as 5.99% APR for up to 144 months*.  Apply online

AUTOS/MOTORCYCLES

Model YearTermAPR as low as*
2020 & newer36 months1.49%
 48 months1.74%
 60 months1.99%
 72 months2.24%
84 months2.74%
2019 & 201836 months1.74%
 48 months1.99%
 60 months2.24%
 72 months2.49%
84 months2.99%
2017 & 201636 months1.99%
 48 months2.24%
 60 months2.49%
 72 months2.74%
2015 – 201236 months3.49%
 48 months3.99%
2011 & older36 months5.49%
 48 months 5.99%
*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment Example: pay just $28.42 per month for every $1000 borrowed at 1.49% APR on a 36-month term.

RV/MARINE


Model YearTermAPR as low as*
2019 & newerup to 96 months5.49%
 up to 144 months5.99% 
2018 & olderup to 96 months6.24%
*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example:  pay just $30.19 per month for every $1000 borrowed at 5.49% APR on a 36-month term. Minimum $20,000 loan amount to qualify for as low as rate.

HOME EQUITY & HELOC


TypeTermAPR as low as*
Fixed5 years2.99%
Fixed10 years3.49%
Fixed15 years3.99%
Line of Credit6 month introductory 0.99%**
Line of Creditup to 15 years4.00% variable (prime)
*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $17.96 per month for every $1000 borrowed at 2.99% APR on a 5 year term. Property insurance is required. Max CLTV offered is 85%.**0.99% APR rate for first 6 months of loan. After that, will adjust to the prime lending rate based off of risk based model. Floor rate of 4.00% APR and ceiling rate of 18.00% APR.

MORTGAGE RATES


Your situation is unique, and we’ll take the time to learn your story to understand your individual needs. Our mortgage expert, Tim Wells (NMLS #64375), will work with you to determine what you can comfortably afford given your preferences and income abilities.

We also offer free home loan consultations!

Visit our mortgage page for more information, to schedule your free consultation, or to contact Tim Wells directly.

PERSONAL/UNSECURED


TypeTermAPR as low as*
SignatureUp to 60 months6.99%
Line of CreditUp to 60 months6.99%
*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $19.80 per month for every $1000 borrowed at 6.99% APR on a 60-month term. Minimum monthly payment is $75.

SHARE SECURED


TypeTermAPR*
Share SecuredUp to 36 months2% above deposit APY**
*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $28.66 per month for every $1000 borrowed at 2.05% APR on a 36-month term.**Annual Percentage Yield.

CREDIT CARD


TypeAPR*
 Onyx MasterCard®
 7.75%
Platinum MasterCard®11.90%
*Annual Percentage Rate. Qualified credit. Restrictions may apply.Cardholder Agreement

Rates and terms shown are the best available. Rates are based on individual credit history and may include up to a .50% APR discount for having certain relationship accounts with the credit union, plus credit life and credit disability or credit life, credit disability and involuntary unemployment. Terms may vary based on vehicle value.

Rates effective 04/22/2021. Subject to change without notice.