Auto & Truck Loan rates as low as 1.49% APR*. Apply online
Onyx MasterCard® rate as low as 7.75% APR*. Apply online
HELOC (Home Equity Line of Credit) intro rate of 0.99% APR*. Apply online
Personal/Unsecured Loan rates as low as 6.99% APR*. Apply online
RV Loan Special: rates as low as 5.99% APR for up to 144 months*. Apply online
AUTOS/MOTORCYCLES
| Model Year | Term | APR as low as* |
| 2020 & newer | 36 months | 1.49% |
| 48 months | 1.74% | |
| 60 months | 1.99% | |
| 72 months | 2.24% | |
| 2019 & 2018 | 36 months | 1.74% |
| 48 months | 1.99% | |
| 60 months | 2.24% | |
| 72 months | 2.49% | |
| 2017 & 2016 | 36 months | 1.99% |
| 48 months | 2.24% | |
| 60 months | 2.49% | |
| 72 months | 2.74% | |
| 2015 – 2012 | 36 months | 3.49% |
| 48 months | 3.99% | |
| 2011 & older | 36 months | 5.49% |
| 48 months | 5.99% | |
| *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment Example: pay just $28.42 per month for every $1000 borrowed at 1.49% APR on a 36-month term. |
RV/MARINE
| Model Year | Term | APR as low as* |
| 2016 & newer | up to 96 months | 5.49% |
| up to 144 months | 5.99% | |
| 2015 & older | up to 96 months | 6.24% |
| *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $30.19 per month for every $1000 borrowed at 5.49% APR on a 36-month term. Minimum $20,000 loan amount to qualify for as low as rate. |
HOME EQUITY & HELOC
| Type | Term | APR as low as* |
| Fixed | 5 years | 2.99% |
| Fixed | 10 years | 3.49% |
| Fixed | 15 years | 3.99% |
| Line of Credit | 6 month introductory | 0.99%** |
| Line of Credit | up to 15 years | 4.00% variable (prime) |
| *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $17.96 per month for every $1000 borrowed at 2.99% APR on a 5 year term. Property insurance is required. Max CLTV offered is 85%.**0.99% APR rate for first 6 months of loan. After that, will adjust to the prime lending rate based off of risk based model. Floor rate of 4.00% APR and ceiling rate of 18.00% APR. |
MORTGAGE RATES
Your situation is unique, and we’ll take the time to learn your story to understand your individual needs. Our mortgage expert, Tim Wells (NMLS #64375), will work with you to determine what you can comfortably afford given your preferences and income abilities.
We also offer free home loan consultations!
PERSONAL/UNSECURED
| Type | Term | APR as low as* |
| Signature | Up to 60 months | 6.99% |
| Line of Credit | Up to 60 months | 6.99% |
| *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $19.80 per month for every $1000 borrowed at 6.99% APR on a 60-month term. Minimum monthly payment is $75. |
SHARE SECURED
| Type | Term | APR* |
| Share Secured | Up to 36 months | 2% above deposit APY** |
| *Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $28.66 per month for every $1000 borrowed at 2.05% APR on a 36-month term.**Annual Percentage Yield. |
CREDIT CARD
| Type | APR* |
| Onyx MasterCard® | 7.75% |
| Platinum MasterCard® | 11.90% |
| *Annual Percentage Rate. Qualified credit. Restrictions may apply.Cardholder Agreement |
Rates and terms shown are the best available. Rates are based on individual credit history and may include up to a .50% APR discount for having certain relationship accounts with the credit union, plus credit life and credit disability or credit life, credit disability and involuntary unemployment. Terms may vary based on vehicle value.
Rates effective 04/22/2021. Subject to change without notice.