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Limited-Time Certificate Specials

26-MONTH CERTIFICATE – 3.34% APY*

19-MONTH CERTIFICATE – 3.19% APY*

9-MONTH CERTIFICATE – 2.52% APY*

TermDividend RateAPY*Minimum Deposit
26 month23.30%3.34%$10,000
19 month23.15%3.19%$10,000
9 month12.50%2.52%$10,000

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  • Available in terms of 9 to 36 months
  • Open a Certificate with as little as $1,000
  • Most dividends are compounded and credited quarterly

Certificates/IRA Certificates: $1,000 minimum

TermDividend RateAPY*
12 month0.50%0.50%
18 month0.75%0.75%
24 month1.25%1.26%
36 month31.25%1.25%

Certificates/IRA Certificates: $25,000 minimum

TermDividend RateAPY*
12 month1.00%1.00%
18 month1.50%1.51%
24 month2.00%2.02%
36 month32.00%2.00%

Common Questions

A Certificate also known as a Share Certificate is an account that allows you to store your money for a period of time with a guaranteed rate of return. The longer you keep the money in your account, the more you’ll earn. When it matures, you’ll get your money back without having to pay any early withdrawal penalties.

A Certificate has matured when it reaches the end of its term. At maturity, you can withdraw your funds from the account and access all the dividends you earned.

Yes, a penalty fee is imposed if funds are withdrawn before the maturity date.

Rates as of 09/22/2022 and are subject to change without notice.

*Annual Percentage Yield. APY is accurate as of the last dividend declaration date. The dividend rate and APY are set forth above. Dividends are compounded quarterly. Rates are subject to change daily. The dividend rate and APY are fixed and will be in effect for the term of the account. Penalty may be imposed for early withdrawal. Any fees imposed on this account may reduce the earnings on the account. The minimum balance listed is required to earn the stated APY.

1Certificate will automatically renew on the maturity date at the standard 12 month term and dividend rate. Specials are limited time only and availability is subject to change without notice.

2New money only. Not eligible for IRA’s, business accounts or financial institutions. 19 month certificate will roll into an 18 month regular certificate upon maturity. 26 month certificate will roll into a 24 month regular certificate upon maturity. Minimum deposit $10,000, maximum deposit $250,000 per membership. Specials are limited time only and availability is subject to change without notice.

3Dividends are compounded yearly.