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Incredible Certificate (CD) Rates
12 MONTH CERTIFICATE – 4.06% APY*
18 MONTH CERTIFICATE – 3.80% APY*
24 MONTH CERTIFICATE – 3.55% APY*
*Minimum $10,000
| Term | Dividend Rate | APY* |
| 12 month | 4.00% | 4.06% |
| 18 month | 3.75% | 3.80% |
| 24 month | 3.50% | 3.55% |
| 36 month2 | 3.25% | 3.25% |
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Certificates/IRA Certificates: $1,000 minimum
| Term | Dividend Rate | APY* |
| 12 month | 1.25% | 1.26% |
| 18 month | 1.25% | 1.26% |
| 24 month | 1.75% | 1.76% |
| 36 month2 | 1.75% | 1.75% |
IRA Certificates: $25,000 minimum
| Term | Dividend Rate | APY* |
| 12 month | 1.75% | 1.75% |
| 18 month | 2.00% | 2.02% |
| 24 month | 2.50% | 2.52% |
| 36 month2 | 2.50% | 2.50% |
Rates as of 2/10/2025 and are subject to change without notice.
*Annual Percentage Yield. APY is accurate as of the last dividend declaration date. The dividend rate and APY are set forth above. Dividends are compounded quarterly. Rates are subject to change daily. The dividend rate and APY are fixed and will be in effect for the term of the account. Penalty may be imposed for early withdrawal. Any fees imposed on this account may reduce the earnings on the account. The minimum balance listed is required to earn the stated APY.
2Dividends are compounded yearly.