Certificates/IRA Certificates: $1,000 minimum
| Term | Dividend Rate | APY* |
| 12 month | 0.05% | 0.05% |
| 18 month | 0.10% | 0.10% |
| 24 month | 0.15% | 0.15% |
| 36 month** | 0.20% | 0.20% |
| Invest In Me – $100 Minimum | 0.20% | 0.20% |
Certificates/IRA Certificates: $25,000 minimum
| Term | Dividend Rate | APY* |
| 12 month | 0.25% | 0.25% |
| 18 month | 0.30% | 0.30% |
| 24 month | 0.35% | 0.35% |
| 36 month** | 0.50% | 0.50% |
Call 515-777-7838 to open your CD today!
Schedule a time to open your CD at an Affinity branch
*Annual Percentage Yield. The dividend rate and APY are set forth above. Dividends are compounded quarterly. Rates are subject to change daily. The dividend rate and APY are fixed and will be in effect for the term of the account. Penalty may be imposed for early withdrawal. Any fees imposed on this account may reduce the earnings on the account. The minimum balance listed is required to earn the stated APY.
**Dividends are compounded yearly.
***New money only.
Rates as of 01/01/2022. Subject to change without notice.