Put your home equity to work for you

Unlike a traditional home equity loan where you borrow a set amount up front, a HELOC gives you access to money as you need it… and Affinity has one of the best deals!

Home Equity Line Of Credit (HELOC)

  • APR based off of prime lending rate
  • No application or annual fees
  • Borrow money as needed
  • Interest may be tax-deductible*
  • Monthly payment is only 1% of the amount borrowed (pay only $100/month on a $10,000 balance)
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Traditional Home Equity Loan

A Home Equity Loan is ideal for a one-time borrowing expense. Just like a loan, it is paid over a set period of time.

  • Funds are disbursed in a lump sum
  • Repayment terms up to 15 years
  • Loan paid back over a low, fixed rate
  • Interest may be tax-deductible*

Check out all of our competitive rates!

*Consult your tax advisor regarding deductibility of interest

**Loan will adjust to the prime lending rate based off of risk based model. Floor rate of 4.0% APR and ceiling rate of 18.0% APR. Appraisal and title guaranty fees may apply based on property value and underwriting policy. No annual fees.