HELOC & Home Equity Loans

Home Equity Line of Credit (HELOC)

Unlike a traditional home equity loan where you borrow a set amount up front, a HELOC gives you access to money as you need it… and Affinity has one of the best deals you’ll find anywhere!

***Limited Time Special — pay no closing costs on a HELOC***

  • Low interest rates – featuring an intro rate of only 0.99% APR!**
  • No application or annual fees
  • Make no payments for the first 90 days
  • Borrow money as needed
  • Interest may be tax-deductible*
  • Monthly payment is only 1% of the amount borrowed (pay only $100/month on a $10,000 balance)


Traditional Home Equity Loan

A Home Equity Loan is ideal for a one-time borrowing expense. Just like a loan, it is paid over a set period of time. 

  • Funds are disbursed in a lump sum
  • Repayment terms up to 15 years
  • Loan paid back over a low, fixed rate
  • Interest may be tax-deductible*

Check out all of our competitive rates!

*Consult your tax advisor regarding deductibility of interest

** **0.99% APR rate for first 6 months of loan. After that, will adjust to the prime lending rate based off of risk based model. Floor rate of 4.0% APR and ceiling rate of 18.0% APR.

***Appraisal and title guaranty fees may apply based on property value and underwriting policy. No annual fees.