Schedule of Fees 

Savings/Checking

Share Membership 

$5.00

Account Closure

$5.00 if in the first 6 months

Non-Sufficient Funds 

$25.00

Privilege Pay*

$25.00

Teller Check Stop Payment

$25.00 plus tax

Draft/ACH Stop Payment

$25.00 plus tax

Bill Pay Stop Payment

$25.00 plus tax

Copy of Check

$3.00 plus tax or free on Internet

Share Draft Accounts

See disclosures


ATM/Debit

Monthly Fee

NONE

Inquiries

$1.00

Transaction Fees

10 free/$1.00 each after

Replacement Cards

$5.00

Point of Sale Transactions

FREE

Privilege Pay*

$25.00

Empty Envelope Deposit

$25.00


Deposited Check Returns

Written by Member

$25.00 

Written to Member from Other

$25.00

Fraudulent Deposits

$25.00


Domestic Wires

Incoming

$6.00

Outgoing

$20.00

International

$45.00


Mischellaneous

Teller Check

$2.00

Member Check To Teller Check

$25.00

Cashier's Check

$5.00

Statement Copy

$1.00 per month

Shred

Free-2 boxes per month

Account Research

$35.00 per hour

Coin Counting

Free-25 lb. limit per day

Incorrect Address Fee

$5.00 per month 

Inactive Accounts

$5.00 (No activity within 12 months)

Notary Service

FREE

Signature Guarantee

FREE (Members only)

Check Cashing

Members/Non-Members

(17 and under exempt)

$0-$99.00-Free

$100-$500.00-$5.00

Over $500.00-1% of the check amount

Maximum of $20.00

If total balance is less than $100.00 with no 

additional services

 

Garnishments/Levies

$25.00

Child Support Levies

$10.00

Phone Transfers

 $1.00

Voice Response

FREE

Online Banking

FREE

Online Bill Payment

FREE

Affinity Mobile App

FREE


Account To Account Transfers

Incoming   

FREE

Outgoing

$2.00   


Safe Deposit Boxes

3 x 5 

$25.00 

3 x 10

$40.00

5 x 10

$60.00

10 x 10

$100.00

Key Replacement 

$25.00

Drill Box

Billing Cost


Prepaid Cards (Gift & Reload)

ATIRA VISA® Gift cards 

$3.00

ATIRA VISA® Reloadable

$3.00

Non-Members

$10.00


Refer to Terms and Conditions for additional fees


MasterCard®

Platinum MasterCard® 

No Annual Fee

Onyx MasterCard®

No Annual Fee

Share Secured

No Annual Fee

Balance Transfers

FREE

Late Payments

Up to $10.00

Returned Payments

Up to $20.00

Cash Advances

$1.00 each at ATM

Foreign Transaction

1% of transaction in U.S. dollars

 


 

Electronic Loan Payments

Credit/Debit Card Convenience Fee

Loan Payment Amount:

$0-$250.00

$5.00

$250.01-$500.00  

$8.00

$500+

$10.00

 

*The fee is imposed for overdrafts created by checks, in-person withdrawals, or by other electronic means.

The maximum benefit for Privilege Pay is $500, including the fees. Each item paid by Privilege Pay will be charged a fee of $25.00.* If you have exhausted your Privilege Pay limit any items attempting to clear your account will be returned as insufficient. In addition, if you have a loan that is delinquent, your Privilege Pay will be suspended until the loan is brought current. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will have up to 16 days to bring the account to a positive balance or your Privilege Pay will be suspended until the account is brought to a positive balance.