Schedule of Fees

Savings/Checking


Minimum Account Balance

$5.00 (membership stake)

Account Closure

$5.00 if in the first 6 months

Non-Sufficient Funds

$25.00

Privilege Pay*

$25.00

Teller Check Stop Payment

$25.00 plus tax

Draft/ACH Stop Payment

$25.00 plus tax

Bill Pay Stop Payment

$25.00 plus tax

Copy of Check

$3.00 plus tax or free on Internet

Share Draft Accounts

See disclosures

 

ATM/Debit


Monthly Fee

NONE

Inquiries

$1.00

Transaction Fees

10 free/$1.00 each after

Replacement Cards

$5.00

Point of Sale Transactions

FREE

Privilege Pay*

$25.00

Empty Envelope Deposit

$25.00

 

Deposited Check Returns


Written by Member

$25.00

Written to Member from Other

$25.00

Fraudulent Deposits

$25.00

 

Domestic Wires


Incoming

$6.00

Outgoing

$20.00

International

$45.00

 

Miscellaneous


Teller Check

$2.00

Member Check To Teller Check

$25.00

Cashier's Check

$5.00

Statement Copy

$1.00 per month

Shred

Free-2 boxes per month

Account Research

$35.00 per hour

Incorrect Address Fee

$5.00 per month

Inactive Accounts

$5.00 (No activity within 12 months)

Notary Service

FREE

Signature Guarantee

FREE (Members only)

Check Cashing

Members/Non-Members

(17 and under exempt)

$0-$99.00-Free

$100-$500.00-$5.00

Over $500.00-1% of the check amount

Maximum of $20.00

If total balance is less than $100.00 with no
additional services

Garnishments/Levies

$25.00

Child Support Levies

$10.00

Phone Transfers

 $1.00

Voice Response

FREE

Online Banking

FREE

Online Bill Payment

FREE

Affinity Mobile App

FREE

 

Account To Account Transfers


Incoming

FREE

Outgoing

$2.00

 

Safe Deposit Boxes


3 x 5

$25.00

3 x 10

$40.00

5 x 10

$60.00

10 x 10

$100.00

Key Replacement

$25.00

Drill Box

Billing Cost

 

Prepaid Cards (Gift & Reload)


ATIRA VISA® Gift cards

$3.00

ATIRA VISA® Reloadable

$3.00

Non-Members

$10.00


Click here for terms, FAQ's and additional fees.  

 

MasterCard®


Platinum MasterCard®

No Annual Fee

Share Secured

No Annual Fee

Balance Transfers

FREE

Late Payments

Up to $10.00

Returned Payments

Up to $20.00

Cash Advances

$1.00 each at ATM

Foreign Transaction

1% of transaction in U.S. dollars

 

Electronic Loan Payments

Credit/Debit Card Payment Convenience Fee


Loan Payment Amount:

$0-$250.00

$5.00

$250.01-$500.00

$8.00

$500+

$10.00

 

*The fee is imposed for overdrafts created by checks, in-person withdrawals, or by other electronic means.

The maximum benefit for Privilege Pay is $500, including the fees. Each item paid by Privilege Pay will be charged a fee of $25.00.* If you have exhausted your Privilege Pay limit any items attempting to clear your account will be returned as insufficient. In addition, if you have a loan that is delinquent, your Privilege Pay will be suspended until the loan is brought current. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will have up to 16 days to bring the account to a positive balance or your Privilege Pay will be suspended until the account is brought to a positive balance.