A CHECKING ACCOUNT THAT SAVES YOU MONEY
It takes 10 minutes and a $25 deposit to keep more of your money
Aﬃnity has the lowest overdraft fees around – and we won’t surprise you with confusing fees like some banks do. Because we’re not a bank. We’re a credit union. We’re not for proﬁt. We’re for you.
1. Become a Member
Submit the form on this page or call 515-288-7225. We’ll send you our full application, which takes 5-10 minutes to complete.
$5 in a savings account makes you a member.
2. CHOOSE your checking account
We’ll call you to discuss which of our three accounts is best. There’s never a minimum balance and never a monthly maintenance fee.
You work hard for your money. Keep more of it.
3. instant access
Access online banking as soon as your checking choice is ﬁnalized. Your debit card arrives in 1-2 weeks and gets you access to surcharge-free ATMs nationwide.
30 seconds in the app store gets you access from anywhere.
We’re affinity credit union.
We help you do more with the money you earn, so you can live the life that you want.
Aﬃnity Credit Union checking accounts always have $0 monthly maintenance fees and $0 minimum balance requirements. We protect our members by providing free overdraft transfers and NSF fees that are half the national average.
Our checking accounts come with Apple and Samsung pay integrated debit cards, as well as access to surcharge-free withdrawals from ATMs across the United States.