It takes 10 minutes and a $25 deposit to keep more of your money

Affinity has the lowest overdraft fees around – and we won’t surprise you with confusing fees like some banks do. Because we’re not a bank. We’re a credit union. We’re not for profit. We’re for you.

1. Become a Member

Submit the form on this page or call 515-288-7225. We’ll send you our full application, which takes 5-10 minutes to complete.

$5 in a savings account makes you a member.

2. CHOOSE your checking account

We’ll call you to discuss which of our three accounts is best. There’s never a minimum balance and never a monthly maintenance fee.

You work hard for your money. Keep more of it.

3. instant access

Access online banking as soon as your checking choice is finalized. Your debit card arrives in 1-2 weeks and gets you access to surcharge-free ATMs nationwide.

30 seconds in the app store gets you access from anywhere.

YES! I’m interested in a checking account but I would like to learn more.

Simply fill out the form below and one of our team members will get back to you.

We’re affinity credit union.

We help you do more with the money you earn, so you can live the life that you want.