Melissa - Checking - Affinity Credit Union : Affinity Credit Union

A CHECKING ACCOUNT THAT SAVES YOU MONEY

It takes 10 minutes and a $25 deposit to keep more of your money

Aﬃnity has the lowest overdraft fees around – and we won’t surprise you with confusing fees like some banks do. Because we’re not a bank. We’re a credit union. We’re not for proﬁt. We’re for you.

1. Become a Member

Submit the form on this page or call 515-288-7225. We’ll send you our full application, which takes 5-10 minutes to complete.

$5 in a savings account makes you a member.

2. CHOOSE your checking account

We’ll call you to discuss which of our three accounts is best. There’s never a minimum balance and never a monthly maintenance fee.

You work hard for your money. Keep more of it.

3. instant access

Access online banking as soon as your checking choice is ﬁnalized. Your debit card arrives in 1-2 weeks and gets you access to surcharge-free ATMs nationwide.

30 seconds in the app store gets you access from anywhere.

JOIN ONLINE

MEET IN PERSON

We’re affinity credit union.

We help you do more with the money you earn, so you can live the life that you want.

Aﬃnity Credit Union checking accounts always have $0 monthly maintenance fees and $0 minimum balance requirements. We protect our members by providing free overdraft transfers and NSF fees that are half the national average.

Our checking accounts come with Apple and Samsung pay integrated debit cards, as well as access to surcharge-free withdrawals from ATMs across the United States.

Opening a checking account is easy. Use our online tools to open your membership, select the best checking account for your needs & sign account documents. You can have access to your new account in the same day.