Before you head to the dealer, let Affinity Credit Union give you the information you need to shop smart for your auto loan. Whether you’re driving a brand new vehicle or you purchased a used car, take advantage of our new or used car loans at competitive rates and a variety of terms and payment options.
Find Your Auto Loan Online
At Affinity, you can apply for an auto loan online at any time. We’ll help you along the way as you take the next step in your life, making sure you’re getting the right loan at the best rate.
Apply for an auto loan online today.
Auto Loans With a Full Line of Protection
Auto loans from Affinity Credit Union can include a full line of services to protect you from the unexpected, helping you make the most of your money. We want you to understand exactly what “full line of protection” means for your auto loan which is why we’ve taken the time to outline all the options available to you. Keeping you safe and on the road in your own car is what’s important to us so we’ve found all the ways we can help do that.
1. Debt Protection
Ask your Member Service Officer about protecting your auto loan payments with MEMBER'S CHOICE™ Borrower Security, a voluntary loan-payment protection product that helps preserve your family's standard of living. It provides relief from financial burdens if a protected life event such as a disability, loss of life, or involuntary unemployment happens to you.
Your purchase of debt protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain an auto loan.*
*Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of debt protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
2. Guaranteed Asset Protection (GAP)
If your new vehicle is stolen, damaged beyond repair or declared a total loss, the primary insurance settlement only covers the actual cash value of the vehicle and not what's owed on the loan. GAP helps pay the difference between a vehicle's actual cash value and the member's loan balance, which could add up to thousands of dollars.
3. Mechanical Repair Coverage (MRC)
This coverage pays for covered repairs when an unexpected breakdown occurs even after the manufacturer's warranty expires. MRC is accepted at thousands of repair centers across the country.
Auto Refinancing Options from Affinity
When you partner with Affinity, we will help you find out if refinancing your auto loans from another lender can get you a better rate and help improve your payments. We’ll do everything we can to meet or even beat your current rate.