Credit Cards

Platinum MasterCard® and Onyx MasterCard®

With low rates and no annual fee the possibilities are endless. Your Affinity Credit Union MasterCard is accepted at over 14 million locations worldwide to pay for almost anything. They also contain the EMV chip for enhanced security. You can also use your card to obtain cash at thousands of financial institutions worldwide. Compare the Affinity Credit Union MasterCard terms to the high interest rates and annual fees you currently pay and we are confident you will find the credit union offers a better deal.

Credit Card


Platinum MasterCard


Onyx MasterCard


Affinity offers online services to manage and protect your credit card account.

  • View real time transactions, pay your bill and view statements at
  • Protect yourself while shopping online with MasterCard SecureCode®. Once you establish your password, every time you pay online at participating retailers you will be asked to enter your secure password before being allowed to continue with the transaction.

MasterCard Alerts

Get credit card alerts for large purchases, activity notifications, low balance warnings and more. You choose the alerts you want to receive and how you want to receive them. Whether by text message or email, alerts offer a convenient way for you to manage your money and help protect you from fraud by putting you in control of your account information. Click here to active your alerts today! 

 MasterCard's Zero Liability

If your MasterCard is lost or stolen immediately call Card Services at 1-800-234-5354. They will close your card and reissue you a new card. With MasterCard's Zero Liability policy you are protected from all unauthorized transactions on your card. MasterCard's Zero Liability policy does not apply to cards used primarily used for business, commercial, or agricultural purposes. For more information MasterCard's Zero Liability policy click here.

Affinity Credit Union Account Agreements

New account agreements can be viewed (in pdf) using the link below. To request a copy of your existing account agreement, please call 1-800-343-1028.

Click here to view the cardholder agreement.

Click here to apply for a MasterCard.