Free Checking

Ready to make the break from high banking fees? You’ll love our FREE checking accounts!


  • No monthly maintenance fees
  • No minimum balance requirements
  • 40,000+ surcharge-free ATMs nationwide
  • Free debit card (Apple & Samsung Pay compatible)
  • Control every aspect of your debit card from the Affinity mobile app
  • Account alerts and text notifications to keep you informed


Sometimes life happens and a fresh start is needed.

For those who may have a few hiccups with their credit, our New Beginnings checking account offers many of the benefits that come with a full service free checking account

This account does not include overdraft protection services.

Looking for a checking with extra perks? Click here to learn more.