Loan Specials

Auto & Truck Loan rates as low as 3.49% APR*. Apply online today!

Platinum MasterCard® rate is now as low as 11.90% APR*. Apply online today!

AUTOS


Model Year

Term

APR as low as*

2016 & newer

36 months

3.49%

 

48 months

3.74%

 

60 months

3.99%

 

72 months

4.74%

 

84 months*

5.74%

2015 & 2014

36 months

3.74%

 

48 months

3.99%

 

60 months

4.24%

 

72 months

4.49%

2013 & 2012

36 months

4.49%

 

48 months

4.74%

 

60 months

4.99%

 

72 months

5.24%

2011 - 2009

36 months

4.74%

 

48 months

5.24%

2008 & older

36 months

7.49%

 

 

*Annual Percentage Rate. Qualified credit. Restrictions may apply. 84 month term at 5.74% valid on 2016 or newer with minimum of $30,000. Payment example: pay just $29.30 per month for every $1000 borrowed at 3.49% APR on a 36-month term.


 

MOTORCYCLES


Model Year

Term

APR as low as*

2016 & newer

up to 80 months

3.49%

2015 & 2014

up to 80 months

3.74%

2013 & 2012

up to 80 months

4.49%

2011 - 2009

up to 59 months

4.74%

2008 & older

up to 44 months

7.49%

 

*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $29.30 per month for every $1000 borrowed at 3.49% APR on a 36-month term.


 

RV/MARINE


Model Year

Term

APR as low as*

2016 & newer

up to 144 months

5.25%

2015 & older

up to 144 months

5.75%

 

*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example:  pay just $30.09 per month for every $1000 borrowed at 5.25% APR on a 36-month term.


 

HOME EQUITY


Type

Term

APR as low as*

Fixed

up to 5 years

3.99%

Fixed

up to 7 years

4.74%

Fixed

up to 10 years

5.74%

Line of Credit

up to 15 years

5.00% variable

 

*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $18.42 per month for every $1000 borrowed at 3.99% APR on a 5 year term. Property insurance is required.


 

MORTGAGE RATES


Type

Rate Lock

APR as low as*

30 Year Fixed - Conventional

30 Day Rate Lock

5.000%

15 Year Fixed - Conventional

30 Day Rate Lock

4.625%

30 Year Fixed - VA & FHA

30 Day Rate Lock

4.750%

 

*Annual Percentage Rate. Qualified credit. Restrictions may apply. All rates shown are for approve/eligible loans. Loan level rate and price adjustments will affect rates above and are subject to change with-out notice. These rates may vary depending on credit score, loan amount, LTV, DTI, etc. and should only be used as guidance, not quoted.

Please contact Tim Wells, Mortgage Consultant, at 515-777-7802, NMLS #64375 for most current rates and specific program rates.

**Taxes and insurance not included.


 

LIFESTYLE


Type

Term

APR as low as*

Signature

Up to 60 months

10.00%

Line of Credit

Up to 60 months

10.00%

 

*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $21.25 per month for every $1000 borrowed at 10.00% APR on a 60-month term. Minimum monthly payment is $75.


 

SHARE SECURED


Type

Term

APR*

Share Secured

Up to 36 months

2% above deposit APY**

 

*Annual Percentage Rate. Qualified credit. Restrictions may apply. Payment example: pay just $28.76 per month for every $1000 borrowed at 2.25% APR on a 36-month term.

**Annual Percentage Yield.


 

CREDIT CARD


Type

APR*

Platinum MasterCard®

11.90%

 

*Annual Percentage Rate. Qualified credit. Restrictions may apply.

Cardholder Agreement


 

Rates and terms shown are the best available. Rates are based on individual credit history and may include up to a 1.00% APR* discount for having certain relationship accounts with the credit union, plus credit life and credit disability or credit life, credit disability and involuntary unemployment. Terms may vary based on vehicle value.

Rates subject to change without notice.