Savings, Checking & Money Market Rates

Savings 


   Minimum*   

Dividend Rate

APY*

$100

0.10%

0.10%

$10,000

0.15%

0.15%

$25,000 and over

0.20%

0.20%

$5 minimum to open account*
Minimum Average Daily Balance to earn APY*

Youth Savings


   Minimum*   

Dividend Rate

APY*

$5 

0.10%

0.10%

$10,000 

0.15%

0.15%

$25,000 and over

0.20%

0.20%

$5 minimum to open account*
Minimum Average Daily Balance to earn APY*

Additional Savings


    Minimum*  

Dividend Rate

APY*

$100 

0.10%

0.10%

$10,000 

0.15%

0.15%

$25,000 and over

0.20%

0.20%

$5 minimum to open account*
Minimum Average Daily Balance to earn APY*

Kasasa Saver®


Minimum**

Dividend Rate

APY**

up to $100,000

1.24%

1.25%

 $100,000.01 and over

0.15% 0.15%

Qualifications not met

0.05%  0.05%

$100 minimum to open account**
Minimum Average Daily Balance to earn APY**
Must be attached to a Kasasa Cash or Kasasa Cash Back checking account**

Kasasa Cash®


Minimum***

Dividend Rate

APY*

up to $15,000

2.96%

3.00%

$15,000.01 and over

0.25%

0.25%

Qualifications not met

0.05%   0.05%

$20 minimum to open account*
Minimum Average Daily Balance to earn APY*

Money Market


Minimum*

Dividend Rate

APY*

$5,000 - $24,999.99

0.30%

0.30%

$25,000 - $99,999.99

1.25%

1.26%

$100,000 - $249,999.99

1.75%

1.76%

$250,000 and over

2.25%

2.27%

Average Daily Balance*

*Annual Percentage Yield - The Dividend Rate and Annual Percentage Yield may change monthly as determined by the Board of Directors. APY accurate as of the last dividend declaration date. APY is accurate as of September 1, 2019. Rates may change after the account is opened. Rates may change after account was opened. Any fees imposed on this account may reduce the earnings on the account. Minimum balance listed is required to earn the stated APY.

**Kasasa Saver® Account - When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes qualifications are met during a Monthly Qualification Cycle Kasasa Saver: average daily balances up to and including $[100,000] in your Kasasa Saver account earn a dividend rate of 1.24% resulting in an APY of 1.25% and average daily balances over $100,000 earn a dividend rate of 0.15% on the portion of the average daily balance over $100,000, resulting in a range from 0.25% to 0.67% APY depending on the Kasasa Saver account's average daily balance. When your linked Kasasa Cash, Kasasa Cash Back or Kasasa Tunes qualifications are not met during a Monthly Qualification Cycle: the entire average daily balance in the Kasasa Saver account earns [.05]% APY.  Dividends will be credited to your Kasasa Saver account on the first processing day of the following statement cycle.

***Kasasa Cash Account - When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $15,000 in your Kasasa Cash account earn a dividend rate of 2.96% resulting in an APY of 3.00%; and average daily balances over $15,000 earn a dividend rate of 0.249% on the portion of the average daily balance over $15,000, resulting in a range from 0.25% to 0.61% APY depending on the account's average daily balance. You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account's entire average daily balance will be 0.049% resulting in an annual percentage yield of 0.050% and ATM withdrawal fees are not refunded.

Rates as of 9/1/2019. Subject to change without notice.