Most banks want you when you’re doing well.
We want you when you’re not.
Since 1949, we’ve worked with members through the hard moments other banks walk away from. Free coaching, real people, no judgment.
Not sure where to start? Free financial coaching. No account required.
You know your bank’s name. Do they know yours?
Affinity isn’t a bank. We’re a credit union, which means we answer to members, not shareholders.
Since 1949 we’ve taken less, so members can do more with what they earn: less for loans, fewer fees, real people who know your name. If you need help getting back on your feet, we’ve got resources other institutions don’t. And if you’re doing well, we’re here to make you even stronger.
Two branches in Des Moines, and a third coming soon to Norwalk. With online and mobile banking, 5,600 network branch locations and surcharge-free ATMs through SHAZAM’s Privileged Status Network, the big-bank conveniences are still right here.
Value returned to members since 2022
reviews
CDFICertified CDFI
Luminaries 20232023 National Credit Union of the YearTop Workplace · Des Moines Register
I never thought in a million years anyone would do that. And they did.
Alese, member & small-business owner, after bankruptcy
Sometimes the first step isn’t a loan. It’s a plan.
Not sure where to start?
Affinity offers free financial coaching with Gage. No account required, no pressure, just a conversation about where you are and what would actually help. It’s the kind of thing a bank doesn’t do, because a bank doesn’t have to.
- Free
- No account required
- No pressure
Members say it better than we can
Most of them name the person who helped.
There’s no other credit union I’ve ever been with that stepped in like these guys have. Thank you everyone at Affinity and thank you Joselyn!
review · Sep 2025The entire process was smooth, efficient, and far less stressful than I expected. … He took the time to explain everything clearly, kept me informed every step of the way.
review · Jun 2026Tania was a great help getting a home equity loan. I have always loved working with the credit union.
review · May 2026Whatever’s going on, we’d like to hear from you.
Open an account, talk through a loan, or just ask a question — right here. No pressure, no judgment.
Or go straight there