Affinity is here to help our members build better lives.


Overdraft Protection Savings

Loans Protected

Community Giveback

Not for Profit

We make less to save you more.

It helps that so many fees are $0.

Maybe it’s because we know your name.

If you’re a member, it’s your mission too.

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2023 Credit Union of the Year.

You’ve earned it. Keep more of it.

Auto Loans

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No monthly maintenance fees. No minimum balance.

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Affinity Credit Union
Based on 1150 reviews
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Jolie La BlancJolie La Blanc
17:19 01 Dec 23
Kay was very quick helpful and friendly
Hannah TuttleHannah Tuttle
14:50 01 Dec 23
Karen TheunickKaren Theunick
23:51 30 Nov 23
Sue DillonSue Dillon
20:08 30 Nov 23
Everyone is very friendly and helpful. I've been a member for many years. Love Affinity
Cheryl MartinezCheryl Martinez
16:17 30 Nov 23
Very kind and helpful
Ronda KnightRonda Knight
22:11 27 Nov 23
Margie is friendly and thorough! We've been with Affinity CU for many years. Highly recommend these folks. They know how to take care of their customers.
Marshall MayfieldMarshall Mayfield
18:28 25 Oct 23
I’ve been banking with Affinity since 2005, 17 years later they continue to be helpful with any questions or concerns I may have.Had an issue with Wire transfer this morning. Kalie was able to find a solution and corrected to ensure this don’t happen again with-in the first 5 minutes of our conversation.
Marshall NdhlovuMarshall Ndhlovu
04:00 23 Oct 23
Mackenzie was absolutely amazing! Without a doubt one of the best bankers I have ever come across. She was able to help me set up my accounts at affinity in a quick and efficient manner. She puts her customers first and because of her affinity gained a lifelong client in me. Thank you Mackenzie! Keep up the outstanding work!!!
Teighlor RoachTeighlor Roach
16:52 25 Aug 23
Affinity has been great to work with. They were able to get me approved right where I was wanting everything. Mackenzie was so nice and helpful. She was amazing to work with! I will definitely be a long time member of theirs!
Coco PradoCoco Prado
22:21 18 Aug 23
Kay was amazing sweet and super helpful. After spending 2 and a half hours playing phone tag and getting hanged up on. She was able to calm me down and help me with my problem. She definitely needs a raise or better yet make her a boss. If everyone could be like her i would call customer support just for fun.

FREE Mortgage Consultation

Whether you’re buying your first home or refinancing a current mortgage, now’s a great time to speak with Affinity’s Mortgage Expert, Brian Goetzinger, NMLS# 22353.

Schedule Your FREE Mortgage Consultation

Our in-house mortgages offer flexibility and the security of knowing that your mortgage is held and serviced by your trusted lender, Affinity Credit Union.

Home Buying Options

No matter where you are in the home-buying process, we have mortgage products to fit your needs. Click here to learn more.

We’re Glad You’re Here

Whether purchasing your dream home, a car or just becoming financially secure, we are here to help.

You know your bank’s name. Do they know yours?

If you’ve ever felt like your bank only wants you for your money, maybe it’s time for a change.

Affinity is not a bank. We’re a credit union. That means put people over profits. We exist to help our members and support our communities.

Since 1949, we’ve helped Iowans who work hard, do more with their money – that means charging less for loans and offering checking and savings accounts without unfair fees. We take less so our members can do more with what they earn.

We have two locations, both in Des Moines – but with our online and mobile banking services, 5,600 network branch locations, and surcharge-free ATMs through SHAZAM’s Privileged Status Network, you’ll find big-bank conveniences are still right here for you.

If you need help to get back on your feet, we’ve got resources other institutions don’t. And if you’re strong financially, we’re here to make you even stronger.

We are Affinity Credit Union, Building Better Lives one member at a time.